Buy Guitar On Credit !!EXCLUSIVE!!
You may see that a lot of music retailers and shop are offering Finance on their purchases now. We hear a lot of people asking if this is a good idea? Should you borrow money to buy an instrument? Well, yes and no! There are good points and bad points about financing. So we thought we would go over it all allowing you to make a Clearer decision on if you should finance your new guitar.
buy guitar on credit
If the apr is above 0, this means you will end up paying more for the guitar than what it costs. For example, if you bought a guitar that cost 1000, and you financed it with a loan of 15% APR over 1 year, you would end up paying around 1078 back. This means you have paid more of the guitar than it was actually up for sale for. So keep this in mind and check interest rates and term length, If we use the example above and do it over 2 years, you will end up paying 1,153 back. There are lots of good deals but also lots of bad deals, Look for a short term and a low-interest rate.
The last point is that the guitar might be worth more when you have finished the finance. If it is something like a rare Gibson or Fender then there is a chance it will increase in value. Which in turn will help lower the payments of the finance.
So, what do we say should you finance a guitar? Well, it all depends on 2 things, Can you afford the repayments and what is the APR? Finance is all a numbers game. You will find that different shops and retailers will give you different prices and also different rate and terms. Finance is a very competitive market, so you can also pitch deals against other shops for better deals.
Looking to get your next dream guitar, amplifier or recording equipment? Use our Buy Now, Pay Later facility and get your gear the very next day. There has never been a better or easier time to get what you want.
Applying for online finance couldn't be easier or more convenient. When you buy online from Guitar Guitar Limited trading as guitarguitar, you have the choice of applying for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.
Within minutes of your application being approved, you will be presented with the options to either esign or print and return your finance agreement. If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the finance agreement, Guitar Guitar Limited trading as guitarguitar will be notified and you need do nothing more.
This financing offer applies to qualifying purchases made in a single transaction. You must use your Gear Card to make the purchase and make at least the minimum payment every month. You can use this option for a wide range of brands, including Suzuki, Gibson and Ion products. However, there are some limitations: Fender products, for example, are not included. So if you had your heart set on a Fender guitar, you may want to try an alternative form of financing or one of the offers listed below.
Best Guitar Financeif(typeof ez_ad_units!='undefined')ez_ad_units.push([[300,250],'midlifeguitar_com-medrectangle-4','ezslot_5',161,'0','0']);__ez_fad_position('div-gpt-ad-midlifeguitar_com-medrectangle-4-0');Chapter 3.Individual Reviews of Retailers AnalyzedDISCLAIMER: We strive to keep this information accurate and up to date. This information may be different than what you see when visiting the retailer, financial institution or service provider. All financial products, shopping products and services are presented without warranty. When evaluating the offers, please review the terms and conditions.chapter 1:IntroductionWhen looking to buy a new guitar, amp, pedals or any other guitar gear, financing can be a great way of satisfying your GAS (Guitar Acquisition Syndrome) so that you can get what you want now rather than later.
We looked at the terms and conditions and overall deals including interest rates, payment terms and payment lengths to bring these top 3 and help you make a quick yet well informed financial decision.Best In store Guitar Finance WinnerPlay as You PayBest Finance For Bad CreditNo Credit Check up to $1,000 over 6 monthly payments.0% Interest (No Deferred Interest)No DepositLowest Price GuaranteeBorrow up to $4,000*No Early Repayment FeesUp to 12 Month Payment Plans*Go to Guitars on zZounds.com*Check Current Payment Terms Hereif(typeof ez_ad_units!='undefined')ez_ad_units.push([[336,280],'midlifeguitar_com-large-leaderboard-2','ezslot_9',164,'0','0']);__ez_fad_position('div-gpt-ad-midlifeguitar_com-large-leaderboard-2-0');Among the 15 guitar finance deals that we analyzed, zZounds was the best overall winner. zZounds offers guitar financing up to $1,000 with no credit check and up to $4,000 with a credit check. There is a range of monthly payment plans from 4 months through to 12 months and there is 0% interest over the course of your monthly instalments. zZounds have no deferred interest which is an important point to note, as many of the guitar finance deals from other stores include deferred interest. If you are not familiar with the term it means that interest accrues through the course of your loan period but is never applied unless you miss a payment.
For full terms and conditions of their payment plans, please read the detail here.AffirmVery Good to Excellent Credit Score RequiredThe GoodThe BadMonthly paymentsUse your own card3, 6 and 12 Month terms available.Credit limit dependent on individualNo late feesNo early repayment fee0% APR & No deffered interestCredit Check RequiredRates from 10% to 30% APRSynchrony FinancialNo details provided on their website at time of writing.The largest retailer in the world may need no introduction but they have a huge collection of guitars, amps, pedals (click here to see them all) and other gear along with many different musical instruments.They offer Capital One Walmart Rewards Card and Affirm.
Most orders over $35 are eligible for free shipping, see here for more information.For full terms and conditions of their payment plans, please read the detail here for Capital One Walmart Rewards Card and AffirmCapital One Walmart Rewards CardFair Credit Score RequiredThe GoodThe BadMonthly paymentsNo annual feeUp to 5% RewardsCredit Check RequiredRates from 17.99% to 26.99% APRAffirmVery Good to Excellent Credit Score RequiredThe GoodThe BadMonthly paymentsUse your own card3, 6 and 12 Month terms available.From $144 to $2,000No late feesNo early repayment fee0% APR & No deffered interestCredit Check RequiredRates from 10% to 30% APRDo you have any other recommendations? Let me know in the comments below so we can all benefit from your knowledge and get the best deals for our guitar gear needs! "@context":"http:\/\/schema.org\/","@type":"BlogPosting","name":"Best Guitar Financing in 2020: The Definitive Guide","url":"https:\/\/midlifeguitar.com\/best-guitar-financing\/","articleBody":"Best Guitar Financing:\t\t\n\t\t\tThe Definitive Guide\t\t\n\t\tWe analyzed 15 guitar retailers to find you the best guitar financing deals currently available.\u00a0Head straight to Chapter 2 if you want to see the winners and our recommended deals.\t\t\n\t\t\tContents\t\t\n\t\t\t\n\t\t\t\t\t\t\n\t\t\tChapter 1.\t\t\n\t\t\tIntroduction\t\t\n\t\t\t\n\t\t\t\t\t\t\n\t\t\tChapter 2. \t\t\n\t\t\tWinnersBest Guitar Finance\t\t\n\t\t\t\n\t\t\t\t\t\t\n\t\t\tChapter 3.\t\t\n\t\t\tIndividual Reviews of Retailers Analyzed\t\t\n\t\tDISCLAIMER: We strive to keep this information accurate and up to date. This information may be different than what you see when visiting the retailer, financial institution or service provider. All financial products, shopping products and services are presented without warranty. When evaluating the offers, please review the terms and conditions.\t\t\n\t\t\tchapter 1:\t\t\n\t\t\tIntroduction\t\t\n\t\tWhen looking to buy a new guitar, amp, pedals or any other guitar gear, financing can be a great way of satisfying your GAS (Guitar Acquisition Syndrome) so that you can get what you want now rather than later.\u00a0But what is in-store guitar financing? and where are the best deals to save you money?In-store guitar financing is financing offered by a music retailer, through them, that helps you spread the cost of the purchase over a set period of time.However, it can be a real hassle trying to find the best in-store guitar finance because there is a multitude of options and terms and conditions available on the market and they aren't always clear.\u00a0\u00a0So we have taken that hassle away by reviewing 15 retailers. So if you are looking for the best guitar financing, read below.\t\t\n\t\t\tchapter 2:\t\t\n\t\t\tGuitar Financing Winners\t\t\n\t\tBelow are the three best in store guitar financing plans currently available.\u00a0We looked at the terms and conditions and overall deals including interest rates, payment terms and payment lengths to bring these top 3 and help you make a quick yet well informed financial decision.\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\tBest In store Guitar Finance Winner\n\t\t\t\t\t\t\t\tPlay as You Pay\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tBest Finance For Bad Credit\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tNo Credit Check up to $1,000 over 6 monthly payments.\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t0% Interest (No Deferred Interest)\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tNo Deposit\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tLowest Price Guarantee\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tBorrow up to $4,000*\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tNo Early Repayment Fees\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tUp to 12 Month Payment Plans*\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\tGo to Guitars on zZounds.com\n\t\t\t\t\t\t\t\t\t\t\t*Check Current Payment Terms Here\n\t\tAmong the 15 guitar finance deals that we analyzed, zZounds was the best overall winner.\u00a0zZounds offers guitar financing up to $1,000 with no credit check and up to $4,000 with a credit check. There is a range of monthly payment plans from 4 months through to 12 months and there is 0% interest over the course of your monthly instalments.\u00a0zZounds have no deferred interest which is an important point to note, as many of the guitar finance deals from other stores include deferred interest. If you are not familiar with the term it means that interest accrues through the course of your loan period but is never applied unless you miss a payment.\u00a0This can be a big deal as some of the in-store guitar financing we looked at charged as much as 29.99% APR deferred interest on some of their finance deals.\u00a0\t\t\n\t\t\tRunners up\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\tBest for Maximum Borrowing with No Credit Check\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tEz Pay\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tNo Credit Check\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tBorrow up to $1,500 Max \t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t3 & 5 Month Loan Terms\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\tGo to Guitars on American Musical\n\t\t\t\t\t\t\t\t\t\t\t*Check Current Payment Terms Here\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\tBest From Major Guitar Retailer (Credit Check Unlikely)\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tEasy Payments\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tCredit Check Unlikely\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tBorrow up to $4,000\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t3 & 6 Month Loan Terms\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\tGo to Guitars on Sweetwater\n\t\t\t\t\t\t\t\t\t\t\t*Check Current Payment Terms Here\n\t\t\tchapter 3:\t\t\n\t\t\tGuitar RetailersAnalyzed\t\t\n\t\tWe analyzed 15 retailers, read their terms and conditions, payment terms and payment lengths. Below we summarise the good and the bad of each in store guitar finance deal to help you make an informed decision on your next purchase.\t\t\n\t\t\tClick Retailer Below To Jump To Their Financing Deals\t\t\n\t\t\n\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tzZounds\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tSweetwater\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tGuitar Center\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tMusician's Friend\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAmerican Musical Supply\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tSam Ash\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tBananas.com\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAlto Music\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tReverb\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAmazon\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tMusic Zoo\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tKraft Music\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tNstuff Music\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tChicago Music Exchange\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tWalmart\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\tZZounds has been around for 24 years. They have a huge collection of guitars, amps, pedals (click here to see them all) and other gear along with many different musical instruments.The finance option they provide is called Pay as You Play.They offer a 'Lowest Price Guarantee' so if you see a lower price before you place your order, they will beat it, even up to 45 days after your order ships, see details here.\u00a0Most shipping rates are also free or or super low cost.They currently offer the longest payment plan term on zero interest finance without a credit check (6 months).For full Pay as You Play terms and conditions, please read the detail here.\t\t\n\t\t\tPay as You Play\t\t\n\t\t\tThe Good\t\t\n\t\t\tThe Bad\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tNo Credit Check up to $1,000 over 6 monthly payments.\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tBorrow up to $4,000\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t0% Interest\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t4, 6, 8 and 12 Month Payment Plans available.\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t0% Interest rate with no deffered interest\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tExcellent Sales Support\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tThey are rated 9.5 on bizrate \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tDoes Not Improve Your Credit Score as You Use Your Own Card.\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tProcessing Fee up to a maximum of $17.95.\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tLate payment fee of $10 for each later installment payment\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\tSweetwater has been in business\u00a0 has been around since 1979 and they were founded on 'doing the right thing'. They have a huge collection of guitars, amps, pedals (click here to see them all) and other gear along with many different musical instruments.They have two in-store finance options. One is the\u00a0Sweetwater Card\u00a0and the other is Sweetwater Easy Payments.They offer to ship the your order the same day if it is received by 3PM Eastern time. They have free shipping to the lower 48 states and offer an expedited shipping option. Nearly every purchase comes with the free 2 year Total Confidence Coverage warranty .\u00a0They currently offer the highest easy payment borrow amount of $4,500 but on 3 month and 6 payment options.For full terms and conditions of their payment plans, please read the detail here.\t\t\n\t\t\tSweetwater Card\t\t\n\t\t\tThe Good\t\t\n\t\t\tThe Bad\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t0% interest on Promo deals\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tLimit dependent on individual\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tUp to 48 Months payment plan available.\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tThey are rated 9.8 on bizrate\n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tCredit Check Required\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tDeffered Interest of 29.99% APR\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\tPayment lengths subj